What are the rules about insurance companies reimbursing you for hotel stays while a home is being repaired?

We'll be out of town while our home is being repaired. Although not staying in a hotel for the whole week, we'd like to receive what we're entitled to, considering we would be forced to live in a hotel had we not made other plans.What are the rules about insurance companies reimbursing you for hotel stays while a home is being repaired?
You are not entitled to receive any money for time that you stayed with relatives or friends without paying. You are entitled only to reimbursement for expenses that you actually did have, not for expenses that you would have had if you had not made other plans.What are the rules about insurance companies reimbursing you for hotel stays while a home is being repaired?
If your house has been completely destroyed or is so damaged that it's uninhabitable, you may need to rent another house or live in a hotel until it's repaired or rebuilt. This portion of homeowners coverage would reimburse you for the cost of rent, hotel, restaurant meals and other incidental costs because you were unable to live in your house. Before you book a suite at the Ritz-Carlton and order caviar from room service, however, keep in mind that policies impose strict daily and total limits - but, of course, you can expand those daily limits if you're willing to pay more in coverage.
Your insurance policy would pay the hotel if the cause of the repairs was covered by the policy. And you would have had to pay for the hotel coverage in the policy.





It would have been possible to get a cheaper policy which did not provide hotel. Just as it is possible to get $500 deductible or $10,000 deductible. So you have the coverage if you paid for it.
Check out the details of your insurance policy. It will spell out what it will cover, how it will cover it, and when it will cover it. If you don't understand what the policy says, ask your agent to explain it to you.
homeinsurance.awardspace.us - try this one. Got my home insurance from them. As I know they provide such a service.
Not sure, sorry. Google it.
Read your policy. You are the one that's paying for it.